CD

All CD rates disclosed as an Annual Percentage Yield (APY).
All CD rates effective: Saturday, January 1, 2022

All members must maintain a membership share of $5.00 in every separate account number they own.

At your option, interest is compounded monthly or the monthly interest is transferred to another deposit account with Vantage Credit Union.

A penalty is imposed for early withdrawal of CD funds. Fees can reduce the earnings on a CD. Please ask a Vantage Credit Union representative about the requirements, fees and transaction limitations on CD options.

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SmartSaver CD ($250 minimum)
Term APY
25 months 0.20%

Regular CDs ($2,000 minimum)
Term APY
6 months 0.20%
12 months 0.30%
18 months 0.35%
24 months 0.40%
36 months Step-Up 0.50%
48 months 0.60%
60 months 0.75%

CD Special
Term APY
15 months ($10,000 minimum) 0.45%

Jumbo CDs ($50,000 minimum)
Term APY
6 months 0.35%
12 months 0.50%
18 months 0.60%
24 months 0.65%
36 months Step-Up 0.85%
48 months 1.00%
60 months 1.25%

Traditional IRA CDs ($2,000 minimum)
Term APY
12 months 0.30%
18 months 0.35%
24 months 0.40%
36 months Step-Up 0.50%
48 months 0.60%
60 months 0.75%

Jumbo Traditional IRA CDs ($50,000 minimum)
Term APY
12 months 0.50%
18 months 0.60%
24 months 0.65%
36 months Step-Up 0.85%
48 months 1.00%
60 months 1.25%

Roth IRA CDs ($2,000 minimum)
Term APY
12 months 0.30%
18 months 0.35%
24 months 0.40%
36 months Step-Up 0.50%
48 months 0.60%
60 months 0.75%

Jumbo Roth IRA CDs ($50,000 minimum)
Term APY
12 months 0.50%
18 months 0.60%
24 months 0.65%
36 months Step-Up 0.85%
48 months 1.00%
60 months 1.25%