CD

All CD rates disclosed as an Annual Percentage Yield (APY).
All CD rates effective: Monday, November 21, 2022

All members must maintain a membership share of $5.00 in every separate account number they own.

At your option, interest is compounded monthly or the monthly interest is transferred to another deposit account with Vantage Credit Union.

A penalty is imposed for early withdrawal of CD funds. Fees can reduce the earnings on a CD. Please ask a Vantage Credit Union representative about the requirements, fees and transaction limitations on CD options.

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SmartSaver CD ($250 minimum)
Term APY
25 months 0.20%

Regular CDs ($2,000 minimum)
Term APY
6 months 0.75%
12 months 1.25%
18 months 1.30%
24 months 1.40%
36 months Step-Up 1.50%
48 months 1.60%
60 months 1.75%

CD Special
Term APY
15 months ($10,000 minimum) 2.00%

Jumbo CDs ($50,000 minimum)
Term APY
6 months 1.00%
12 months 1.75%
18 months 1.85%
24 months 2.00%
36 months Step-Up 2.15%
48 months 2.30%
60 months 2.50%

Traditional IRA CDs ($2,000 minimum)
Term APY
12 months 1.25%
18 months 1.30%
24 months 1.40%
36 months Step-Up 1.50%
48 months 1.60%
60 months 1.75%

Jumbo Traditional IRA CDs ($50,000 minimum)
Term APY
12 months 1.75%
18 months 1.85%
24 months 2.00%
36 months Step-Up 2.15%
48 months 2.30%
60 months 2.50%

Roth IRA CDs ($2,000 minimum)
Term APY
12 months 1.25%
18 months 1.30%
24 months 1.40%
36 months Step-Up 1.50%
48 months 1.60%
60 months 1.75%

Jumbo Roth IRA CDs ($50,000 minimum)
Term APY
12 months 1.75%
18 months 1.85%
24 months 2.00%
36 months Step-Up 2.15%
48 months 2.30%
60 months 2.50%