All deposit rates disclosed as an Annual Percentage Yield (APY).
All deposit rates effective: Monday, June 3, 2019
Rate may change after account is opened.
Fees could reduce earnings. Additional information is available on our Vista, Save.Think.Live. and Legacy Checking account pages.
All members must maintain a membership share of $5.00 in every separate account number they own.
| Vista Checking Interest is paid on account balance up to $5,000. To avoid monthly service fee you must: Maintain a minimum balance of $500 in your account at all times; and have at least one (1) direct deposit, Automated Clearing House (“ACH”) credit, remote deposit, or payroll deduction transaction of $250 or more post to your account per month; and enroll and receive electronic statements (“eStatements”). Alumni Club members are exempt from the eStatement requirement. |
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| Additional Account Terms | APY |
| If you do not meet all of the above account conditions and at least 20 debit card purchase transactions do not post to your account per month |
0.10% |
| If you meet all of the above account conditions and 20-29 debit card purchase transactions post to your account per month |
1.00% |
| If you meet all of the above account conditions and 30 or more debit card purchase transactions post to your account per month |
3.00% |
| Save.Think.Live. Checking * Interest is paid on account balance up to $5,000. You must be an active [at least one (1) login per month] online and/or mobile banking user; and enroll and receive electronic statements (“eStatements”) |
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| Additional Account Terms | APY |
| If you do not meet all of the above account conditions and at least 20 debit card purchase transactions do not post to your account per month |
0.10% |
| If you meet all of the above account conditions and 20 or more debit card purchase transactions post to your account per month |
1.00% |
| Legacy Checking ** Interest is paid on account balance up to $5,000. You must have at least one (1) direct deposit, Automated Clearing House (“ACH”) credit, remote deposit, or payroll deduction transaction of $250 or more post to your account per month; and enroll and receive electronic statements (“eStatements”). Alumni Club members are exempt from the eStatement requirement. |
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| Additional Account Terms | APY |
| If you do not meet all of the above account conditions and at least 20 debit card purchase transactions do not post to your account per month |
0.20% |
| If you meet all of the above account conditions and 20-29 debit card purchase transactions post to your account per month |
1.05% |
| If you meet all of the above account conditions and 30 or more debit card purchase transactions post to your account per month |
3.05% |
* Account only available to members age 25 and under.
** Account only available to members employed by or retired from educational institutions.