Vantage Point

Category: Education View all

The Dos and Don’ts of Debt Repayment

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. The majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person.

Explore All Your Higher Education Options

Pursuing a degree after high school is a common option millions undertake each year. Whether it’s a bachelor’s degree right after high school or a graduate degree later in life, there are many different options—and costs to go with them. It could get complicated, so we want to help our members as much as we can.

A Lesson in Virtual Money for Kids

Has your relationship with money changed? In today’s paperless world, virtual currency is becoming more convenient (and secure) than paper. This shift also affects the way we teach our youth about managing money.

Are Checks Obsolete?

Checks hold an odd place in our personal finances. In many ways, they seem like relics from a previous era; we might write only one or two checks a month. This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments. * Can you imagine whipping out a checkbook in line at the grocery store now? Times have certainly changed!

The Effect of Time on Investing

Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor—especially with the knowledge that all investments carry the risk of losing some or all of your money. So why bother?