Certificates (CDs)
Starter Certificate (CD)
You don’t have to start with a lot to begin building your long-term savings. Our Starter CD helps your money grow faster at a higher rate of return than your savings account. If you have funds you’re not needing to use in the near future, consider this smart savings option. It’s also a great choice for youth.
- $500 minimum balance
- 13-month term
- Variable interest
IRA Certificates (CDs)
Looking to diversify your retirement savings? Contributing to an IRA CD could provide a more stable option to your portfolio. Establish a Traditional or Roth CD and if you’re starting with a larger sum, can benefit from the higher rates offered by a Jumbo CD.
- $500, $2,000 or $50,000 minimum balance options
- Variety of terms (12 months – 5 years)
- Fixed interest that compounds monthly
Legacy Checking—exclusively for educational employees
Educators invest in their students, Vantage invests in them. To honor our legacy as a credit union founded by teachers, our educator-exclusive checking account cuts the fees and piles on the rewards—helping you reach your financial goals even faster.
Forget the apple. Get real rewards from your checking!
Legacy Checking Benefits:
- Interest-bearing (increases with debit card usage)**
- No minimum balance requirement
- No monthly maintenance fee
- NSF fee rebates (quarterly, by request)†
- Automatic overdraft fee rebates
- 0% down educator mortgage^
Rates**
| <20 debit card purchases (don’t meet account qualifiers) | x.xx% APY |
| 20-29 debit card purchases (meet account qualifiers) | x.xx% APY |
| 30+ debit card purchases (meet account qualifiers) | x.xx% APY |
Interest paid on account balances up to $5000
Rates effective: Day, Date
View full Legacy Checking account details and qualifiers. (FAQ)
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