Certificates (CDs)
Starter Certificate (CD)
You don’t have to start with a lot to begin building your long-term savings. Our Starter CD helps your money grow faster at a higher rate of return than your savings account. If you have funds you’re not needing to use in the near future, consider this smart savings option. It’s also a great choice for youth.
- $500 minimum balance
- 13-month term
- Variable interest
IRA Certificates (CDs)
Looking to diversify your retirement savings? Contributing to an IRA CD could provide a more stable option to your portfolio. Establish a Traditional or Roth CD and if you’re starting with a larger sum, can benefit from the higher rates offered by a Jumbo CD.
- $500, $2,000 or $50,000 minimum balance options
- Variety of terms (12 months – 5 years)
- Fixed interest that compounds monthly
Legacy Checking—exclusively for educational employees
Educators invest in their students, Vantage invests in them. To honor our legacy as a credit union founded by teachers, our educator-exclusive checking account cuts the fees and piles on the rewards—helping you reach your financial goals even faster.
Forget the apple. Get real rewards from your checking!
Legacy Checking Benefits:
- Interest-bearing (increases with debit card usage)**
- No minimum balance requirement
- No monthly maintenance fee
- NSF fee rebates (quarterly, by request)†
- Automatic overdraft fee rebates
- 0% down educator mortgage^
Rates**
| <20 debit card purchases (don’t meet account qualifiers) | x.xx% APY |
| 20-29 debit card purchases (meet account qualifiers) | x.xx% APY |
| 30+ debit card purchases (meet account qualifiers) | x.xx% APY |
Interest paid on account balances up to $5000
Rates effective: Day, Date
View full Legacy Checking account details and qualifiers. (FAQ)
Compare CD rates and options.
View rate sheet
Calculators
The Benefits of Compounding
What Will My Savings Be Worth?
Compare Two CDs
Calculate Your Savings at Maturity
Spend It or Invest in an IRA?
Save for Retirement
*All rates disclosed as an Annual Percentage Yield (APY).
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