Planning Services
Prepare for your financial future
Financial planning is more than just saving your money. It’s a way to meet different types of personal financial goals by using your money wisely. Our goal at Vantage Investment Services Group is to simplify our clients’ financial life and help build financial confidence so they can live life as they choose. The journey can be smoother and simpler with an experienced professional in the passenger seat!
Our financial planning process includes, but is not limited to:
- Consultation to learn of financial needs and goals
- Development of a risk-based asset allocation strategy
- Preparation of a proposal and implementation
- Investment monitoring and ongoing reporting
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We're here to answer your questions.
Schedule a complimentary analysis
Your retirement, your way
Each person’s vision for retirement is unique to themselves and their goals. Having a dedicated financial advisor can help with navigating the changing retirement landscape. Whether you’re planning on pursuing your hobbies, volunteering, or
starting a new business or career – Vantage Investment Services Group is here to help.
Our retirement planning services include, but are not limited to:
- Calculating income to live a comfortable retirement
- Identifying personal long-term goals
- Creating a plan to work toward your desired retirement income
- Selecting appropriate retirement investment options
- Reviewing your current retirement assets to stay on track
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Ready to get started?
Schedule a complimentary analysis
Optimize your assets
Vantage Investment Services Group provides comprehensive wealth management as part of our desire to provide “Superior Service.” We are dedicated to helping each and every one of our clients work toward growing and protecting their assets.
Our wealth management process includes, but is not limited to:
- In-depth analysis of your complete financial picture
- Minimizing tax impact
- Pursuing portfolio diversification
- Legacy planning services
- Ongoing personal and confidential advice
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Make the most of your money.
Schedule a complimentary analysis
Starting early can make a difference
Thinking about children’s college needs can be overwhelming for parents considering the costs that continue to rise year-over-year. Before your children even think about college, you may also face costs associated with their elementary and secondary education. Rather than wonder what the financial burden will be and how you’ll manage it, Vantage Investment Services Group offers you the opportunity to be proactive and educated so you can plan effectively for their future.
Our education planning services include, but are not limited to:
- Education needs assessment
- Review of appropriate college savings options
- Implementation of risk-based portfolio plans
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Prepare for their educational aspirations.
Schedule a complimentary analysis
Powersports Financing
Off-road or on the water, your’ll be ready for action when you finance through Vantage. Loans available for your jet ski, UTV, ATV, or trailer.
Enjoy the ride with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simply interest, calculated only on the outstanding principal
Apply for pre-approval or refinance your ‘pay where you buy’ loan with us.
New and Used Recreation Loan Rates as low as X.XX% APR*
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet.
Apply for your loan today!
Saving is smart, investing is brilliant.
Assess your risk toleranceOur advisors are here to support you throughout your financial journey.
Getting to know you
First things first, we want you to feel confident about your future. Understanding your short- and long-term goals, your priorities, and your vision will help us better serve you.
Charting your investment strategy
Smart financial planning takes your plans and risk tolerance into consideration. No one size fits all approach. We’ll discuss investment options that fit your unique situation.
Reviewing and making adjustments
Along the way, we’ll monitor market trends and track your progress to optimize your plan. We’ll meet with you to discuss what’s working and where you’d like to see improvement.
Choosing an investment partner
Since 1986, the Vantage Investment Services Group* has helped our credit union members to work toward achieving their financial goals. No matter how big or small your financial plans are, we’re here to help you achieve them. Whether you're looking to build and preserve wealth, plan for college expenses, save for retirement or leave a legacy, our advisors can help you create a plan to strengthen your financial health. Our LPL registered Financial Advisors are affiliated with LPL Financial, one of the nation’s leading diversified services companies and the largest independent broker-dealer^ supporting approximately 700 financial institutions nationwide.
LPL Financial offers extensive investment product and platform solutions, support and technology, which enable us to provide more than just standard brokerage services. As such, we provide an independent, holistic approach to serve your individual financial planning and investment needs.
Whether you need to set objectives, develop a new financial plan, or review your current portfolio, Vantage Investment Services Group can help.
Schedule a meeting
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
AMANDA BARCLIFF, CFP®
CERTIFIED FINANCIAL PLANNERTM
Senior Financial Consultant
HANS SMITH, CFP®
CERTIFIED FINANCIAL PLANNERTM
Senior Financial Consultant
DYLAN ROTH
LPL Registered Representative
STEVE JOHNSON
LPL Registered Representative
Calculators
How Long Will My Retirement Savings Last?
401(k) Calculator
Traditional 401(k) vs Roth 401(k)
Retirement Income Estimator
Spend It or Invest in an IRA?
Estimate Social Security Benefits
Save for Retirement
LPL Financial Form CRS
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Vantage Credit Union and Vantage Investment Services Group are not registered as a broker/dealer or investment
advisor. Registered representatives of LPL offer products and services using Vantage Investment Services Group, and may also be employees of Vantage Credit Union. These products and services are being offered through LPL or its affiliates, which are
separate entities from, and not affiliates of Vantage Credit Union or Vantage Investment Services Group. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AR, CO, FL, GA, IA, IL, MO, MT, NV, OH, OK, SC, TN, TX, WV
Vantage Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
^As reported by Financial Planning Magazine, June 1996-2024, based on total revenue.
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