Account access will be impacted February 25.

As we work behind the scenes to make continued improvements, we will be performing system maintenance on Sunday, February 25 from 1:00 a.m. - 5:00 a.m. During this timeframe, digital banking will be unavailable. ATMs will remain accessible. Thank you for your understanding.

Be Aware of Scammers

ATTENTION: Please be aware of a potential threat from scammers claiming to be from the Vantage Fraud Department. The scammers may impersonate Vantage via phone call, text message or pop-ups on your device. DO NOT give out any account information, provide remote access to your device or click on links in these messages. If you have questions regarding the validity of a message you’ve received, please contact us directly at 314.298.0055.

Auto Loans

Whether you’re buying a vehicle or refinancing one you already own to save money—we can help with every aspect of the experience.

Let Vantage handle your car loan with:

  • Competitive rates
  • Low monthly payments
  • No penalty for early payoff
  • Simple interest, calculated only on the outstanding principal

Apply for pre-approval to secure financing before you shop.

auto loan


New and Used Auto Loan Rates as low as 6.74% APR*

Effective: January 2, 2024
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet>>

Apply for my auto loan

RV Financing

Unlock the freedom to chase your wanderlust for adventure and relaxation. An RV can provide limitless destination opportunities—financing through Vantage could help you head out faster!

Camper and RV financing with:

  • Competitive rates
  • Extended terms available
  • No penalty for early payoff
  • Simple interest, calculated only on the outstanding principal

Apply for pre-approval and get closer to the open road.

 

RV financing


New and Used RV Loan Rates as low as 8.99% APR*

Effective: January 2, 2024
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet>>

Apply for my RV loan

Motorcycle Financing

Evoke the spirit that riding your motorcycle on the open road brings, knowing you made the right choice for your loan.

Ride easy with: 

  • Competitive rates
  • Flexible terms
  • No penalty for early payoff
  • Simple interest, calculated only on the outstanding principal

Apply for pre-approval to buy when you find your bike.

motorcycle financing


New and Used Motorcycle Loan Rates as low as 7.99% APR*

Effective: January 2, 2024
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet>>

Apply for my motorcycle loan

Boat Financing

Make waves whether you're headed out to tube, sail or hit the honey hole with a boat loan from Vantage. We can also finance your trailer.

Look forward to smooth sailing with:

  • Competitive rates
  • Flexible terms
  • No penalty for early payoff
  • Simple interest, calculated only on the outstanding principal
Apply for pre-approval to hit the water fast.
boat financing


New and Used Boat Loan Rates as low as 8.99% APR*

Effective: January 2, 2024
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet>>

Apply for my boat loan

Powersports Financing

Off-road or on the water, you’ll be ready for action when you finance through Vantage. Loans available for your jet ski, UTV, ATV, or trailer.

Enjoy the ride with:

  • Competitive rates
  • Flexible terms
  • No penalty for early payoff
  • Simple interest, calculated only on the outstanding principal

Apply for pre-approval or refinance your ‘pay where you buy’ loan with us.

powersports financing


New and Used Recreation Loan Rates as low as 7.99% APR*

Effective: January 2, 2024
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet>>

Apply for my loan

Indirect Dealer Network

For optimal convenience, use the Vantage Indirect Dealer Network! Vantage Credit Union has partnered with nearly 150 local dealerships that not only have much of their inventory online, but also offer access to finance your vehicle through Vantage on-site when you’re ready to buy. No extra trip to a branch needed!

Use this search tool to find dealers in your area that are part of our Indirect Dealer Network and start shopping today!

Name Location Phone Distance Manufacturer(s) Type
No results match your search.

Additional Vehicle And Loan Protections

Protect Your Investment

Protect Your Investment

Guaranteed Asset Protection (GAP) helps to keep you protected when your insurance doesn’t cover your full loan balance in a vehicle loss.

Protect Your Finances

Protect Your Finances

What happens to your loan payments or balance in the event of job loss, disability or death? Minimize the impact of the unexpected.

Protect Your Wallet

Protect Your Wallet

Are you covered from major repair expenses? What if you have an emergency on the road or need a rental? Get no-deductible coverage.

Skip-a-Payment

Our Skip-a-Payment program allows you to skip your Vantage loan payment for any reason. Select the month^ that is most beneficial for you and provide extra relief for your budget.

In order to skip your Vantage loan payment, you must have a qualifying^^ loan type that’s been established for at least 180 days, have a balance of $600 or more and be current on your payments. All borrowers must sign an authorization to skip the payment and a non-refundable $25 processing fee must be paid when the authorization is processed. Your skip request can be completed in-person if all borrowers are present—even on the day your payment is due. If requesting through digital banking, please allow a minimum of 5 business days before your due date for processing.

Since this is a program offered by the credit union, it will not have any negative effects on your credit. However, it does extend the loan’s term plus applicable interest. Payments set up through digital banking and GAP coverage could also be affected.

Log in to your account to take advantage of skip-a-payment today!

Shop Your Insurance

When you’re looking to buy or refinance a vehicle, that’s the perfect time to compare insurance prices. CUIA can review your auto insurance and more at no-cost.

Compare my insurance

 

CUIA

Banks are for profit. Vantage Credit Union is for you.

Our focus is on helping you reach your financial goals.

Apply for my vehicle loan.

Schedule an in-person appointment.

Calculators

*APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit profile, loan-to-value, vehicle model year, and payment election.

Restrictions apply. Cash back offer valid for loans over $10,000 held at other institutions. Loans over $20,000 eligible for additional cash back.

^Each loan and the corresponding monthly payment may be skipped once within a 12-month period. All borrowers on the loan must sign the authorization to skip the loan payment.

^^Home equity loans; home equity, personal and overdraft lines-of credit; credit cards; and loans with a balance less than $600 do not qualify for the Skip-a-Payment program.