Access to funds any season, for any reason

With a personal line-of-credit, you can use the revolving limit as you need it—as a safety net for unexpected expenses, small home or vehicle repairs, or even paying off other high-interest debt. You can also link this line-of-credit to your checking account as a form of overdraft protection when you’re running low on funds.

How does a personal line-of-credit work?

As an open-ended loan, your personal line-of-credit is available whenever you need it. You don’t have to put up any collateral, and payments adjust depending on how much you borrow. As you repay the balance, you can use it again and again.

Use your savings as collateral

Rather than cashing out your certificate of deposit early or draining your savings account when a need arises, consider a secured loan. This low-rate loan preserves your hard-earned savings. And your CD or savings balance, though on hold, will continue to earn interest while you pay back the balance you borrow.

Credit building made easy

Keep on track with your savings goals and build your credit with little risk. Whether you’re just starting out or working to rebuild your creditworthiness, a loan secured by your savings provides a great alternative to higher rate unsecured loans like credit cards and personal loans.

Boat Financing

Make waves whether your headed out to tube, sail or hit the honey hole with a boat loan from Vantage. We can also finance your trailer.

Look forward to smooth sailing with:

• Competitive rates
• Flexible terms
• No penalty for early payoff
• Simply interest, calculated only on the outstanding principal

Powersports Financing

Off-road or on the water, your’ll be ready for action when you finance through Vantage. Loans available for your jet ski, UTV, ATV, or trailer.

Enjoy the ride with:

• Competitive rates
• Flexible terms
• No penalty for early payoff
• Simply interest, calculated only on the outstanding principal

Apply for pre-approval or refinance your ‘pay where you buy’ loan with us.