Specialty Insurance
When your standard policy isn’t enough
If you own a home or a pet, have a vehicle or a pool, you could be held liable for someone else’s bodily injury or property damage. You may need coverage that goes above and beyond the maximum limits of your current policies to protect your assets.
PEACE OF MIND WHEN YOU NEED IT MOST
Compared to the out-of-pocket costs you could face if your policy is exhausted, an umbrella policy provides additional coverage that can help protect you from financial disaster.
- Premiums start at as little as $150 per year
- Coverage can range from $1 – $10 million
- Covers for claims like libel, slander, defamation of character, and invasion of privacy
- Helps cover defense costs, attorney fees, and other charges associated with lawsuits
Protect your treasures
While a basic homeowners insurance policy can offer some protection for your personal valuables, the coverage may be limited. That’s where an additional valuable items policy can help fill in the gap. Not sure if your current policy has you covered? Review your limits and then do a quick home inventory—consider what it would cost to replace your belongings and don’t forget that many items increase in value over time.
You may want to consider added coverage for items like:
- Computers or cameras
- Fine art, furs, or guns
- Jewelry or coin collections
- Musical instruments
- Silverware, fine china, or crystal
- Sports equipment or memorabilia
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You have needs. We have solutions.
Work with the best independent insurance agency in the Greater St. Louis area!
Unlike a captive or direct insurance company that only offers their own proprietary products, CUIA (Credit Union Insurance Agency) is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.
Insurance is important, and it’s imperative to work with insurance professionals who have an in-depth knowledge of multiple insurance products, companies, and guidelines—not just one. At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.
Serving members locally in St. Louis, St. Charles, and surrounding counties.
The Credit Union Insurance Agency, LLC is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization. Business conducted with the Credit Union Insurance Agency, LLC is separate and distinct from any business conducted with Members Resource LLC, its parent Credit Union or its partner Credit Unions. Insurance products offered by the Credit Union Insurance Agency, LLC are not (i) deposits of Members Resource LLC, its parent Credit Union or its partner Credit Unions, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by Members Resource LLC, its parent Credit Union or its partner Credit Unions and may be subject to risk. Any insurance required as a condition of an extension of credit by Members Resource LLC, its parent Credit Union or its partner Credit Unions need not be purchased from Credit Union Insurance Agency, LLC and may be purchased from an agent or insurance company of the member’s choice.
Licensed in Missouri, Illinois, and Kansas