On average, someone loses his/her identity every 3 seconds. * At Credit Union Insurance Agency (CUIA), ** we care about your security and want to help protect you against the dangers of these types of crimes. That’s why we’ve partnered with IdentitySecure, provided by Trilegiant, to offer you this comprehensive protection program that helps prevent, detect and resolve issues related to identity theft.
With IdentitySecure, you’ll receive:
- Triple-Bureau Credit Report—Get a full picture of your credit strength from your credit report from all three major credit reporting agencies. 1
- Triple-Bureau Credit Alert—With triple-bureau daily credit monitoring, you’ll be alerted automatically of certain changes to your credit. 2 And if there are no changes, you’ll receive quarterly notification letting you know nothing has changed.
- Internet Fraud Monitoring—This sophisticated, real-time, web-crawling technology monitors underground chat rooms, websites and blogs for members’ registered credit/debit cards. If any of your registered information is found on these web portals, you’ll be sent an email alert, enabling you to act quickly and re-secure your compromised data. 3
- Identity Theft Insurance—You’ll receive help to cover certain costs of recovery should your identity be stolen. 4
Try all the benefits of IdentitySecure protection with the first month free! †
800.522.6009/request to speak to a CUIA representative
Please remember that electronic mail isn’t secure. Therefore, confidential or personal information shouldn’t be communicated in this manner.
* Javelin Strategy & Research. 2013 Identity Fraud Survey Report 2013.
** The Credit Union Insurance Agency, LLC, is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization. Business conducted with the Credit Union Insurance Agency, LLC, is separate and distinct from any business conducted with Members Resource LLC, its parent Credit Union or its partner Credit Unions. Insurance products offered by the Credit Union Insurance Agency, LLC, are not (i) deposits of Members Resource LLC, its parent Credit Union or its partner Credit Unions, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by Members Resource LLC, its parent Credit Union or its partner Credit Unions and may be subject to risk. Any insurance required as a condition of an extension of credit by Members Resource LLC, its parent Credit Union or its partner Credit Unions need not be purchased from Credit Union Insurance Agency, LLC, and may be purchased from an agent or insurance company of the member’s choice.
1 Trilegiant Corporation and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the IdentitySecure service, including any liability for damages, direct or indirect, consequential or incidental.
2 Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
3 IdentitySecure monitors your personal information and up to ten registered credit/debit cards on the Internet, based on an extensive search of Internet chat rooms; however, it is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your alerts may not contain or apprise you of all of your personal information that may have been compromised.
4 The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the “Company”) under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in IdentitySecure. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
†Monthly billing terms and conditions apply after first month.