Other Types of Loans

Sometimes your needs go beyond the standard, and we have loans to give you more options and competitive rates there, too.

CD and Share Secured

You can borrow against balances on deposit at a competitive variable rate tied to Prime. This type of loan is secured by using an existing balance as collateral and the funds are locked until the loan is paid in full.

Personal Line-of-Credit

With a personal line-of-credit, you can use the revolving limit as you need it—as a safety net for unexpected expenses, small home repairs and improvements, or even paying off other high-interest debt. You can also link this line-of-credit to your checking account as a form of overdraft protection to cover any overages on that account.


Use the power of your credit score to get a loan without collateral. Whether you’re getting ready for your big day, covering an unforeseen event, surgery or other need, Vantage can help.

Emergency Relief Loan

To assist in the financial uncertainty of the developing COVID-19 situation, Vantage is offering members a specialized signature loan to act as a relief loan. The loan is available for up to $2,500 with rates as low as 6.99% APR. * In addition, the term can be set for up to 48 months, and members can defer payments for up to 90 days.

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* Annual Percentage Rate (APR) based on applicant creditworthiness. Payment example: A $2,500 loan at 6.99% APR for 48 months would be approximately $59.85 monthly.